1. yes.
2. some are.
3. no
4. $10 per month?
5. Information should be about living frugally and creating budgets and how to save.
raiji vord / Jul 10 2010
Here there are good sites on business
unsuert settley / Jul 12 2010
I just want money
more, more, more and more of it
shabdalija / Jul 13 2010
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance…
Costs US$24 so it's not a huge investment but absolutely great value for money.
You can get it on
Regards
johndragli / Jul 19 2010
[Nothing in this commentary is meant to solicit a new client for financial planning.]
The Helms' must consider having up to six months of income set aside in case of one or two layoffs. At least one thousand should be highly liquid. The remainder can be in mutual funds which can be sold, with cash received in less than ten business days. Seven is normal, but the three extra is for a cushion.
The CD is a sure way to go broke safely. The interest, especially with the Democrats having both houses and the big one (the WH), cannot cover the expected inflation. The CD route is fine for someone who is risk-adverse. If they cannot contemplate risk/reward, there is no need to waste time educating them. I would only recommend the CDs if the Helms' were supporters of B.O. In this way they will get what they deserve.
Phil is entirely correct. To avoid keeping pace with inflation is to invite failure.
For cash management, I would not allow them to carry credit cards. Only debit cards. No folding money above one dollar bills would be carried. Then, they will have to count out all the dollars they are to part with at the time of the expenditure. This forces them to contemplate the wisdom of the expenditures.
Each paycheck would be figured at, obviously, one hundred percent. Then the following expenditures would be allocated:
The first ten percent is your RTG amount. This money is the amount that you Return To God.
The next eleven percent or more is your PYF amount. You are to Pay Yourself First.
The third percentage, ten, is for your MORE Fund. They will have Major Opportunities. 'Once in a lifetime' chances. If they do not have money in the MORE Fund, they do not take advantage of the opportunity. They will have Major Rescues of friends and family members. "Oh, sis, I need to get my car fixed; can I borrow 300 dollars? And I PROMISE to pay it back." They will also have Major Expenses. Getting a car, buying a business, adding a swimming pool are major expenses. They are to pay cash.
The next 49 percent or less is for the MPs, the Must Pays. Food, utilities, home, gasoline, bills, etc.
Ten percent will go for the ED Fund. This is to develop the mind. They are each to become more valuable to themselves, to their employers, and to God.
The last ten percent will go for FUN. Spend it frivolously. Waste it in a manner not inconsistent with their desires. Silly expenditures come out of the FUN account. For example, radishes count as food in the MP Fund. Candy counts as FUN. Shoes? They are an MP if they are from K-Mart. They count as FUN if they are from Gucci.
Easy?
No.
That is the cash management plan I recommend to others. The Helms' are no exception.
kawahling / Jul 19 2010
If you have an account with Bank of America, they have an online feature called My Portfolio. I just started using it and it seems to do everything that Quciken does.
robin kashaher / Jul 20 2010
Try Sage. This is good for small Business and accounts.,
blaziziner / Jul 22 2010
[Nothing in this commentary is meant to solicit a new client for financial planning.]
The Helms' must consider having up to six months of income set aside in case of one or two layoffs. At least one thousand should be highly liquid. The remainder can be in mutual funds which can be sold, with cash received in less than ten business days. Seven is normal, but the three extra is for a cushion.
The CD is a sure way to go broke safely. The interest, especially with the Democrats having both houses and the big one (the WH), cannot cover the expected inflation. The CD route is fine for someone who is risk-adverse. If they cannot contemplate risk/reward, there is no need to waste time educating them. I would only recommend the CDs if the Helms' were supporters of B.O. In this way they will get what they deserve.
Phil is entirely correct. To avoid keeping pace with inflation is to invite failure.
For cash management, I would not allow them to carry credit cards. Only debit cards. No folding money above one dollar bills would be carried. Then, they will have to count out all the dollars they are to part with at the time of the expenditure. This forces them to contemplate the wisdom of the expenditures.
Each paycheck would be figured at, obviously, one hundred percent. Then the following expenditures would be allocated:
The first ten percent is your RTG amount. This money is the amount that you Return To God.
The next eleven percent or more is your PYF amount. You are to Pay Yourself First.
The third percentage, ten, is for your MORE Fund. They will have Major Opportunities. 'Once in a lifetime' chances. If they do not have money in the MORE Fund, they do not take advantage of the opportunity. They will have Major Rescues of friends and family members. "Oh, sis, I need to get my car fixed; can I borrow 300 dollars? And I PROMISE to pay it back." They will also have Major Expenses. Getting a car, buying a business, adding a swimming pool are major expenses. They are to pay cash.
The next 49 percent or less is for the MPs, the Must Pays. Food, utilities, home, gasoline, bills, etc.
Ten percent will go for the ED Fund. This is to develop the mind. They are each to become more valuable to themselves, to their employers, and to God.
The last ten percent will go for FUN. Spend it frivolously. Waste it in a manner not inconsistent with their desires. Silly expenditures come out of the FUN account. For example, radishes count as food in the MP Fund. Candy counts as FUN. Shoes? They are an MP if they are from K-Mart. They count as FUN if they are from Gucci.
Easy?
No.
That is the cash management plan I recommend to others. The Helms' are no exception.
Online Personal Finance Software Can be Used Anywhere « Nectarian …: Many people don't understand the concept of…
ebo / Jul 30 2010
It would have to be different. Anyone can recycle the same old dogma of diversify your stock portfolio etc., etc. There are probably lots of blogs in this field so yours would have to be unique. Fun ways to save money or to make money to invest would be something people might be interested in as opposed to take money from your paycheck and invest in stocks blah, blah blah.
car / Aug 21 2010
Not quite sure what this video as about…
ouya ase / Sep 1 2010
I can’t believe people actually throw away pennies. It’s not a scrap piece of metal jeez.
1. yes.
2. some are.
3. no
4. $10 per month?
5. Information should be about living frugally and creating budgets and how to save.
Here there are good sites on business
I just want money
more, more, more and more of it
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance…
Costs US$24 so it's not a huge investment but absolutely great value for money.
You can get it on
Regards
[Nothing in this commentary is meant to solicit a new client for financial planning.]
The Helms' must consider having up to six months of income set aside in case of one or two layoffs. At least one thousand should be highly liquid. The remainder can be in mutual funds which can be sold, with cash received in less than ten business days. Seven is normal, but the three extra is for a cushion.
The CD is a sure way to go broke safely. The interest, especially with the Democrats having both houses and the big one (the WH), cannot cover the expected inflation. The CD route is fine for someone who is risk-adverse. If they cannot contemplate risk/reward, there is no need to waste time educating them. I would only recommend the CDs if the Helms' were supporters of B.O. In this way they will get what they deserve.
Phil is entirely correct. To avoid keeping pace with inflation is to invite failure.
For cash management, I would not allow them to carry credit cards. Only debit cards. No folding money above one dollar bills would be carried. Then, they will have to count out all the dollars they are to part with at the time of the expenditure. This forces them to contemplate the wisdom of the expenditures.
Each paycheck would be figured at, obviously, one hundred percent. Then the following expenditures would be allocated:
The first ten percent is your RTG amount. This money is the amount that you Return To God.
The next eleven percent or more is your PYF amount. You are to Pay Yourself First.
The third percentage, ten, is for your MORE Fund. They will have Major Opportunities. 'Once in a lifetime' chances. If they do not have money in the MORE Fund, they do not take advantage of the opportunity. They will have Major Rescues of friends and family members. "Oh, sis, I need to get my car fixed; can I borrow 300 dollars? And I PROMISE to pay it back." They will also have Major Expenses. Getting a car, buying a business, adding a swimming pool are major expenses. They are to pay cash.
The next 49 percent or less is for the MPs, the Must Pays. Food, utilities, home, gasoline, bills, etc.
Ten percent will go for the ED Fund. This is to develop the mind. They are each to become more valuable to themselves, to their employers, and to God.
The last ten percent will go for FUN. Spend it frivolously. Waste it in a manner not inconsistent with their desires. Silly expenditures come out of the FUN account. For example, radishes count as food in the MP Fund. Candy counts as FUN. Shoes? They are an MP if they are from K-Mart. They count as FUN if they are from Gucci.
Easy?
No.
That is the cash management plan I recommend to others. The Helms' are no exception.
If you have an account with Bank of America, they have an online feature called My Portfolio. I just started using it and it seems to do everything that Quciken does.
Try Sage. This is good for small Business and accounts.,
[Nothing in this commentary is meant to solicit a new client for financial planning.]
The Helms' must consider having up to six months of income set aside in case of one or two layoffs. At least one thousand should be highly liquid. The remainder can be in mutual funds which can be sold, with cash received in less than ten business days. Seven is normal, but the three extra is for a cushion.
The CD is a sure way to go broke safely. The interest, especially with the Democrats having both houses and the big one (the WH), cannot cover the expected inflation. The CD route is fine for someone who is risk-adverse. If they cannot contemplate risk/reward, there is no need to waste time educating them. I would only recommend the CDs if the Helms' were supporters of B.O. In this way they will get what they deserve.
Phil is entirely correct. To avoid keeping pace with inflation is to invite failure.
For cash management, I would not allow them to carry credit cards. Only debit cards. No folding money above one dollar bills would be carried. Then, they will have to count out all the dollars they are to part with at the time of the expenditure. This forces them to contemplate the wisdom of the expenditures.
Each paycheck would be figured at, obviously, one hundred percent. Then the following expenditures would be allocated:
The first ten percent is your RTG amount. This money is the amount that you Return To God.
The next eleven percent or more is your PYF amount. You are to Pay Yourself First.
The third percentage, ten, is for your MORE Fund. They will have Major Opportunities. 'Once in a lifetime' chances. If they do not have money in the MORE Fund, they do not take advantage of the opportunity. They will have Major Rescues of friends and family members. "Oh, sis, I need to get my car fixed; can I borrow 300 dollars? And I PROMISE to pay it back." They will also have Major Expenses. Getting a car, buying a business, adding a swimming pool are major expenses. They are to pay cash.
The next 49 percent or less is for the MPs, the Must Pays. Food, utilities, home, gasoline, bills, etc.
Ten percent will go for the ED Fund. This is to develop the mind. They are each to become more valuable to themselves, to their employers, and to God.
The last ten percent will go for FUN. Spend it frivolously. Waste it in a manner not inconsistent with their desires. Silly expenditures come out of the FUN account. For example, radishes count as food in the MP Fund. Candy counts as FUN. Shoes? They are an MP if they are from K-Mart. They count as FUN if they are from Gucci.
Easy?
No.
That is the cash management plan I recommend to others. The Helms' are no exception.
http://www.google.co.uk/search?hl=en&q=details+of+excel+spreadsheet+on+personal+finance+&meta=
Online Personal Finance Software Can be Used Anywhere « Nectarian …: Many people don't understand the concept of…
It would have to be different. Anyone can recycle the same old dogma of diversify your stock portfolio etc., etc. There are probably lots of blogs in this field so yours would have to be unique. Fun ways to save money or to make money to invest would be something people might be interested in as opposed to take money from your paycheck and invest in stocks blah, blah blah.
Not quite sure what this video as about…
I can’t believe people actually throw away pennies. It’s not a scrap piece of metal jeez.